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同比增长16.20%，占营业收入的比重升至33.67%。其中，手续费及佣金净收入增长8.07%，其他非利息收入大幅增长22.24%。宁波银行、招商银行等以中间业务见长的银行，其非息收入占比则长期维持在更高水平。　　这一结构性变化意味着，银行的盈利模式正在从单纯依赖存贷利差，转向“利差+中收”的双轮驱动。财富管理、投资银行、交易银行、资产托管、信用卡等轻资本业务，正成为银行新的战略高地。当净息差空间

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